Reference

Baccarat Payout Table: Every Bet, Every Return

Baccarat pays out on three core bets — Player, Banker and Tie — and each carries a fixed return you can verify before the cards are dealt.

Player bet pays 1:1Banker bet pays 0.95:1Tie bet pays 8:1Natural 8 and Natural 9 rules applySide bets vary by table variant
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bxbbet Baccarat Payout Table: Every Bet, Every Return
TABLE FAIRNESS SIGNALS

How Baccarat Tables Are Kept Fair

Every live baccarat table accessible through bxbbet is streamed by licensed studios — Evolution Gaming and Pragmatic Play Live are the two you will see most. Both studios publish shuffle procedures, card discard protocols and RNG certification for their RNG variants. Payout rates where published come directly from the provider's own table display, not from our own estimates.

Published Payout Rates RTP figures are shown only where the game provider exposes them inside the table interface. We do not add or modify those numbers — what the studio publishes is what you see.
Studio Shuffle Protocols Evolution Gaming and Pragmatic Play Live use automatic card shufflers and live dealers operating under studio compliance rules. Each shoe is documented and discarded under camera.
Live Stream Verification Streams run at high frame rates so every card face is clearly readable before a result is confirmed. If a stream drops mid-round, the hand is voided and stakes are returned to your account wallet.
Account-Level Round History Every baccarat round you play is logged in your account history — hand result, bet type and payout amount. You can cross-check any round against the table's posted payout table at any time.
bxbbet How the Baccarat Payout Table Works

How the Baccarat Payout Table Works

Baccarat is a comparing card game where the hand closest to nine wins. Cards two through nine count at face value, tens and face cards count as zero, and aces count as one. When a hand total exceeds nine, only the second digit is used — so a seven and an eight produce fifteen, which counts as five. The Player bet returns

your stake plus an equal amount. The Banker bet returns 0.95 times your stake because a five percent commission is deducted on winning Banker hands, reflecting the statistical edge that position holds. A Tie pays eight to one on most tables, though some Evolution Gaming tables carry nine to one on specific variants. Natural hands — a two-card total of eight or

nine — stand automatically and typically resolve the round without a third card.

Baccarat Bet Types and What They Return

Player Bet

Backs the Player hand to reach or beat the Banker. A win pays even money at 1:1 — stake returned plus the same amount. No commission is deducted, making this the straightforward choice for new tables.

Banker Bet

Backs the Banker hand, which wins statistically more often. A winning Banker bet pays 0.95:1 after the five percent commission. Over many rounds this commission is why the Banker position holds a slight mathematical advantage.

Tie Bet

Placed when you expect both hands to finish equal. Most live baccarat tables pay 8:1 on a Tie. Some Evolution Gaming Speed Baccarat variants display a 9:1 Tie — always check the table felt before placing this wager.

Side Bets

Pair bets, Dragon Bonus and Lucky Six are common extras on live tables. Each carries its own payout shown in the table interface. These run alongside the main round and do not affect the Player, Banker or Tie result.

Baccarat Payout Table Glossary

What does Natural mean in baccarat?

A Natural is a two-card hand totalling eight or nine. The round ends immediately on a Natural — no third card is drawn and the highest Natural wins outright.

What is the Banker commission in baccarat?

A five percent commission deducted from winning Banker bets. It reduces the effective payout from 1:1 to 0.95:1 and accounts for the Banker hand's statistical advantage over many rounds.

What is a Tie bet payout in baccarat?

The return paid when both the Player and Banker hands finish with equal totals. Standard tables pay 8:1; some variant tables pay 9:1. The table felt always shows the active rate.

What is a Pair side bet in baccarat?

A side wager placed on whether the first two cards dealt to the Player or Banker form a matching pair. Pays separately from the main hand, typically at 11:1 depending on the table variant.

What does RTP mean for baccarat?

Return to Player — the theoretical percentage of total wagered money returned to players over time. Providers like Evolution Gaming publish RTP per bet type; the Banker bet typically carries the highest RTP of the three main wagers.

What is the Dragon Bonus side bet in baccarat?

An optional side bet that pays based on how much the winning hand beats the losing hand by. A Natural win or a win by four or more points triggers the Dragon Bonus payout scale.

Baccarat Payout Rules: Common Questions

These are the questions we see most from players checking the baccarat table before they sit down. Each answer is specific to how live baccarat tables work — no generic casino filler.

Yes, by design. The Banker bet wins more frequently, so a five percent commission brings it to 0.95:1. The Player bet pays 1:1 with no commission deducted, but it wins slightly less often statistically.

Third-card rules are fixed by the game, not by your choice. Player draws if their total is five or less. Banker drawing depends on Banker's total and whether Player drew a third card — the table handles this automatically.

Most share the same core structure — 1:1 Player, 0.95:1 Banker, 8:1 Tie — but some variants like Speed Baccarat or Baccarat Squeeze from Evolution Gaming may carry different Tie or side-bet rates. Check the felt before placing.

If a stream disconnects before the round result is confirmed, the hand is voided and your full stake is returned to your account wallet. The round history in your account will show the void status.

Yes. Open any baccarat table in the lobby and the payout table appears on the felt before you place chips. You can also open the game info panel to see full bet rules and side-bet returns for that specific table.

The 8:1 return is attractive but the Tie occurs less frequently than Player or Banker wins. Most experienced players treat the Tie as an occasional wager rather than a core part of their round-by-round betting pattern.
Reference

Baccarat Payout Table Rules

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